We are trying to put together a policy for business accounts. Just wondering if anyone already had one they would be willing to share.
We are looking at supplying our Board and upper management iPads, does any credit union out there already provide this service and do you have a policy I can obtain regarding this? (Our CU would own the device, and have the capability to wipe the device if needed.) Thank you,
Our SC currently reviews all new loan files, with the exception of commercial, share secured or any loan under $5000. They use a checklist to guide them looking for signed documents, credit reports, LTV etc. But soon we will be moving to imaging software which means there won't be a hard file to look at. We are considering setting up workstations that the SC would use to view the files and also only reviewing a sample of new loans. So I am wondering how others handle their loan reviews. Does your SC review a randon sample, are you imaging your documents, what does your audit checklist
Does your Credit Union do employee drug testing at hire or thereafter?
Who handles Reg E ATM and Debit Card disputes in your credit union?
After listening to NACUSAC Supervisory Committee planning webinar, our committee is interested in what others have in their Supervisory Committee charter so if you would be willing to share yours that would be great.
Hi all,I am in the process of completing my 2012 Operating Plan, Calendar and RA. Anything new on the horizon that should be added other than the ATM Accessibility regulation (March 2012)??If anyone would like to share their calendars and plans please email to me and I will send you what I have.
Hello! Does anyone have an audit program that meets Fannie Mae's Quality Control standards? I have used the looked in Resources/Interactive Audit Guide and the general search function on here with several variations: FNMA QC, Fannie Mae QC, Fannie Mae Quality Control, etc. and I am not finding anything I can use. Anything would be greatly appreciated!!Thanks,Marnie
Does anyone have a policy in place where the External Auditor, or at least the Partner of the firm is rotated on a regular basis (ex. every five years, etc.)? I am getting questions from the Supervisory Committee regarding this and the only guidance out there is of course for publicly traded companies. Neither the State Regulators, or NCUA has ever said anything to us about it and we have had the same firm and lead Partner for approx. 16 years now. Any thoughts or suggestions would be appreciated!!
Are rate boards a requirement in CU lobbies ? I understand APY has to be shown if rates are stated in advertisements but I can't find a reg requiring rate boards. Thank you, Kim
