Insurance coverage

Question for all1)      At what asset size should we consider bring on an in-house attorney?2)      Are there consultant agencies that evaluate our insurance coverage?  The Supervisory Committee wants an independent evaluation of our credit unions existing coverage and suggest improvements to our coverage. I think their concern is that we may be overly covered or under covered in different areas.  Anyone with experience in this area who could recommend a consulting firm, please let me know.In short, our current provoder gives us a policy and recommendations but .... Thank you