Credit Card Applications Online or by Phone

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ujorawar

Good morning everyone,For Credit Unions that accept Credit Card applications online or through a third party CUSO, do you require a signed hard copy application from the member before issuing the credit card? If you do not require a signed application, how do you authenticate the member applying and what is the evidence kept to show that the member applied for the card? Your input would be very appreciated?  Thank you, Urmilla