Would anyone be willing to share a new consulting engagement sample letter/memo?
Thanks!
Federal credit union bylaws state that The applicant is admitted to membership after approval by directors, a majority of the executive committee, or a membership officer. We use the membership officer approach. Currently our membership officer signature stamps all applicatiosn and we want to get away from that - particulrly because of online applications where there is nothing printed to stamp. There is nothing in FCU bylaws that says membership officer has to sign applications. How do your membership officers handle approving applications?
Everytime I post on the Forum I get kicked off the Internet. I have to get back into the ACUIA website and click on Forum (at least I don't have to go thorugh ID/password again). Is it just me, so the problem is on my end or does it happen to others?
What is your credit union's policy on employee overdrafts? Do you allow them if an overdraft fee is being charged on each transaction? It think our policy is took lack! Thanks so much.
Hi All,I am performing an indirect auto lending audit. Currently, we have stated in our dealer contract that the dealer reserve will be based off the "amount financed". I am curious if anyone is basing the dealer reserve off the sale price of the car instead of the amount financed, which includes any warranties, processing fees, etc.? How is your credit union computing the dealer reserve amount?Thanks in advance!Samantha CornellBayPort Credit Union[email protected]
I am in the middle of auditing our cash handling am I am questioning the vault limits or lack of. Right now I have Retail Services stating it's an accounting function to establish and monitor vault cash limits and I have Accounting pointing back saying it's retail services function.My vote is for Accounting.Who at your CU establishes and monitors cash limits? Laymen GrantManager Internal AuditFranklin Mint FCU
What is your $$ threshold for capitalizing fixed assets (as opposed to expensing the purchases)?
If you have a 100% wholly owned CUSO, does the CUSO have a Board of Directors?
If the CUSO has a Board, who is on the Board (e.g. member credit union mgmt, members credit union BOD, independent volunteers)
I am beginning my audit for our Business Loans and Participation Loans. Would anyone be willing to share a copy of their Audit Reports?Thanks,Randy Brackman[email protected]
At your credit union, which employees will you be registering with the NMLS to comply with the S.A.F.E Act?
